Are you despairing about the amount of money that you owe to creditors? Are you desperately seeking some form of debt relief? Debt relief comes in many forms but in all instances it is down to what you do as the person responsible for your finances. Let?s take a look at the alternative debt relief methods in some detail.To start your debt relief plan it would be a good idea to make 2 lists of all the outgoings and money that you spend in any given month. Make the first list all of things that a…